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Mortgage
Calculators
Refinance payment calculator
Refinance principal calculator
Mortgage length calculator
Mortgage affordability Calculator
Tax benefits calculator
Should I Refinance?
Should I Pay Points to Lower Interest Rate?
Should I use HELOC to Lower Debt Payments?
How Much Income do I Need to Qualify?
What Better: take a Second Loan or Pay PMI?
Interest-Only Mortgage Calculator
Which Mortgage Loan is Better?
Refinance Bi-Weekly Calculator
Compare Lender Rates
Type of Loan:
Home Refinance
Debt Consolidation
Home Purchase
Home Equity
Home Description:
Single Family
Condominium
Townhouse
Multi Family
Mobile Home
Manufactured Home
Your Credit Profile:
Excellent (720+)
Good (680-719)
Fair (640-679)
Poor (639 or less)
Get the Best Debt Solution!
Credit Card Debt:
Select one
5,000 - 7,499
7,500 - 9,999
10,000 - 12,499
12,500 - 14,999
15,000 - 19,999
20,000 - 29,999
30,000 - 39,999
40,000 - 49,999
50,000+
Other Unsecured Debt:
Select one
0
1 - 2,499
2,500 - 4,999
5,000 - 7,499
7,500 - 9,999
10,000 - 12,499
12,500 - 14,999
15,000 - 19,999
20,000 - 29,999
30,000 - 39,999
40,000 - 49,999
50000+
Unsecured debt is debt for which the creditor holds no collateral:
Includes:
Does Not Include:
Medical Bills
Cell phone Bills
Legal Bills
Personal Loans
Department Store Cards
Mortgage Payments
Auto Payments
Student Loans
Secured Loans
Income Tax Payments
Status of Bill Payment:
Select one
Current
About to Fall Behind
1 Month Behind
2 or More Months Behind
Second Loan vs PMI
Input
Property Info
Home Value
($)
Additional Info
Annual PMI
($)
(%)
Downpayment
5%
10%
15%
Standard
80% Loan
Second
Interest
(%)
(%)
(%)
Loan Length
(Yrs)
(Yrs)
(Yrs)
Points
(%)
(%)
(%)
ClosingCost
($)
($)
($)
Show amortization table
Financial Analysis
Standard
80% Loan
Second
Points Value
$2,700.00
$3,600.00
$300.00
ClosingCost
$1,200.00
$700.00
$1,000.00
Total Closing Cost
$3,900.00
$5,600.00
Downpayment
$30,000.00
Upfront Cost
$33,900.00
$35,600.00
Amount Financed
$267,300.00
$236,400.00
$29,700.00
Monthly Payment
$1,394.36
$1,162.95
$250.63
Months with PMI
70
0
0
Monthly PMI
$112.50
$0.00
$0.00
Total Monthly Payment
$1,506.86
$1,413.57
Total Interest Paid
$234,670.80
$197,673.11
Total PMI
$7,875.00
$0.00
$0.00
Total Payments
$509,845.80
$463,773.11