Calculators

Debt and credit card

• Credit Card Payoff CalculatorHow long your card takes to pay off, and the payment that clears it by your date.
• Minimum Payment CalculatorWhat paying only the minimum really costs, in years and interest.
• Debt Snowball vs. AvalancheYour payoff order and debt-free date with either method.
• Debt Consolidation CalculatorWhether one loan beats paying your debts as you do now, fees included.
• Balance Transfer CalculatorWhether a 0% transfer card saves money after the fee.
• Debt-to-Income CalculatorYour DTI the way lenders work it out.

Mortgage

• Cash-Out Refinance CalculatorGetting cash from your home: a bigger new mortgage, or keeping your loan and adding a second.
• Should I Use a HELOC to Pay Off Debt?Your cards and car loans as they are, compared with rolling them into a home equity line.
• Mortgage Refinance CalculatorYour monthly savings and how long it takes to earn back the closing costs.
• Mortgage Payment CalculatorYour monthly payment with taxes, insurance and PMI.
• How Much House Can I Afford?A home price that fits your income and the debts you already pay.
• Extra Payment CalculatorHow much sooner you're mortgage-free, and the interest you save, with extra payments.