Privacy policy
Updated November 8, 2026
Draft for review. This policy explains what DebtWatch.com collects and how it's used.
What we collect
- What you enter in our form: for example your name, contact details, state, the kinds and amounts of debt you have, details about your home and mortgage if you ask about one, and your answers to the form's questions.
- Technical information: your IP address, browser type and the pages you visit, which our servers record to run and protect the site.
If you use the chat form on our mortgage pages, what you type is processed by an AI service to understand your answers and reply to your questions. Please don't type account numbers or your Social Security number in the chat.
If you use our contact form, your email address, IP address and phone number (if you give one) are checked with Verified.net, a verification service, to keep out fake and automated messages.
Our calculators run on MortgageCalculator.me. The numbers you type into a calculator are used to show the result and aren't stored with your identity.
How we use it
- To pass your request to debt relief providers or mortgage lenders that may contact you, as you agree to on the form.
- To run, secure and improve the site, and to prevent fraud and abuse.
- To meet legal obligations.
Who we share it with
- Debt relief providers that may contact you about your request, such as credit counseling agencies, debt settlement companies, lenders or attorneys, and mortgage lenders and brokers for mortgage requests.
- Service providers that host the site, run our forms (including the AI chat), check contact form senders and process form requests for us, under agreements that limit how they use your information.
- Authorities, when the law requires it.
We don't sell your information for any other purpose.
Your choices
- You can ask a provider that contacts you to stop, and you can ask us to stop sharing a request that hasn't been passed on yet.
- You can ask us what we hold about you and to delete it, subject to legal limits. Residents of some states have additional rights under their state's privacy laws.
Contact
Questions about this policy, or a request to see or delete your information: use our contact form.