Terms of use

Updated November 8, 2026

Draft for review.

• DebtWatch.com provides general information and free calculators. It isn't financial, tax or legal advice, and results are estimates.
• We aren't a lender, credit counselor, debt settlement company or law firm, and we don't guarantee that any provider will offer you a service or a particular result.
• Providers you're connected with are independent businesses responsible for their own services, fees and compliance with the law.
• You agree to give accurate information in our form and to use the site lawfully.
• The site is provided as is. To the extent the law allows, we aren't liable for decisions you make based on it.
• We may update these terms; the date above shows the latest version.